Colonial Co-operative Bank ::: Gardner & Winchendon, MA

Exceptional Internet Banking, Online Bill Pay, Secure Checking, Savings, Bank-by-Phone, CDs, Mortgage Loans and more—for Gardner, Winchendon & all of Central Massachusetts.

We are pleased to announce that Colonial Co-operative Bank is now Fidelity Bank. This joining together of our two banks was done to benefit all of the customers, employees and communities served by our combined institution. It is a great opportunity—one that increases service offerings and branch access; creates new opportunities for employees; and expands our support to the local communities.

Click here for more merger details or read below.

Special Merger Announcement #1

Mark your calendars and be sure to read our (620) 374-8036. To accommodate for System Conversions:

→  Both Colonial Co-operative Bank branches will be closed on Saturday, June 23rd.

→  Our Bill Pay system will be completely unavailable beginning Wednesday, June 20th at 5 p.m.

→  Our full Online Banking and Telephone Banking systems will be unavailable beginning at 5 p.m. on Thursday, June 21st and be in inquiry-only mode until Monday, June 25th.

→  On Monday, June 25th Colonial Co-operative Bank customers will be able to access Fidelity Bank’s Online Banking, Bill Pay and Telephone Banking systems.

If you have any questions or need assistance, please stop by your local branch or call us at (978) 632-0171.

Review our Merger Information Guide and Quick Reference FAQs ahead of time for all the details, so that you can properly prepare for a smooth and easy transition.


After full conversion, we will be able to provide you with the convenience of 11 full-service LifeDesign banking centers in Leominster (2), Worcester, Barre, Fitchburg, Gardner, Princeton, Millbury, Shirley, Paxton and Winchendon.

Special Merger Announcement #2

Immediately following our Systems Conversions, we will begin a major renovation of the current Colonial Co-operative Bank Gardner branch. The renovation, beginning Monday June 25th, will upgrade the building and technology to create a modern banking center, add a new drive-up ATM, increase parking and more.

Starting Monday, June 25th, and while this branch is under construction, we will be able to meet your banking needs at the current Fidelity Bank Gardner branch, less than a half mile away, at 330 Main Street.


  • Monday - Wednesday 8:30 a.m. - 4 p.m.
  • Thursday - Friday 8:30 a.m. - 6 p.m.
  • Saturday 9 a.m. - 12 p.m.

Drive Up:

  • Monday - Wednesday 8:30 a.m. - 4 p.m.
  • Thursday - Friday 8:30 a.m. - 6 p.m.
  • Saturday 9 a.m. - 12 p.m.

Upon completion of the renovations, expected to take about four months, Fidelity Bank’s long-term home in Gardner will be the existing Colonial office at 6 City Hall Avenue which will be staffed with a mix of familiar faces from both Gardner locations.


Access your Colonial Internet Banking & Online Bill Pay.



Get our Big High Interest 2-in-2 CD. 2% APY. 2 Year CD. Go for it!

click FOR DetAILS.


"Secure Checking" makes your life easier & safer.



Apply now by calling Lori Provencial at (978) 632-0171 or Toll-Free: 1 877-258-1193.

Colonial Co-operative Bank's Gardner Main Office

Colonial is Different!

Colonial Co-operative Bank is proud to have provided our area with a special blend of traditional banking values. Now, we've joined forces with Fidelity Bank!

Click here to learn more about this exciting "Joining Together".

Colonial Co-operative Bank's Winchendon, MA Office

Preapproval Means Savings.

Get preapproved for your Home Loan. We help you lock in a competitive rate and program quickly & efficiently.

Call Lori Provencial, our In-house Residential Lending Advisor for assistance, at (978) 632-0171 or Toll-Free: 1 877-258-1193.

Click to learn more. Your home-buying power just got better!

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